/* ============================================================
   CASHARD HOMEPAGE — PREMIUM DARK NEUMORPHIC DESIGN SYSTEM
   ============================================================ */

/* === DESIGN TOKENS === */
:root {
  /* Backgrounds */
  --bg: #181b20;
  --bg2: #1d2127;
  --card: #242932;
  --card2: #1f232a;
  --neu-surface: #1e2228;

  /* Neumorphic Shadows */
  --neu-raised:
    -6px -6px 14px rgba(255,255,255, 0.04),
     6px  6px 18px rgba(0,0,0, 0.7);
  --neu-raised-hover:
    -8px -8px 18px rgba(255,255,255, 0.06),
     8px  8px 24px rgba(0,0,0, 0.8);
  --neu-inset:
    inset -3px -3px 8px rgba(255,255,255, 0.04),
    inset  3px  3px 10px rgba(0,0,0, 0.5);
  --neu-pressed:
    inset -2px -2px 6px rgba(255,255,255, 0.03),
    inset  2px  2px 8px rgba(0,0,0, 0.6);

  /* Borders */
  --neu-border: 1px solid rgba(255,255,255, 0.05);
  --neu-border-hover: 1px solid rgba(255,255,255, 0.08);

  /* Radius */
  --radius-sm: 10px;
  --radius-md: 16px;
  --radius-lg: 24px;
  --radius-pill: 999px;

  /* Colors */
  --gold: #ffb800;
  --gold-soft: #ffd54f;
  --text: #e2e8f0;
  --muted: #94a3b8;
  --blue: #3b82f6;
  --green: #10b981;

  /* Glow Accents */
  --glow-gold: 0 0 20px rgba(255,184,0, 0.15);
  --glow-blue: 0 0 20px rgba(59,130,246, 0.15);
  --glow-green: 0 0 20px rgba(16,185,129, 0.15);
}

/* === RESET === */
*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  background: radial-gradient(circle at top left, #20242b, #12151a);
  color: var(--text);
  font-family: Inter, sans-serif;
  overflow-x: hidden;
}

/* ============================================================
   NAVIGATION — Neumorphic Raised Bar
   ============================================================ */
#cashard-nav {
  background: linear-gradient(145deg, #1c2026, #1f232a);
  border-bottom: var(--neu-border);
  box-shadow: var(--neu-raised), 0 1px 0 rgba(255,255,255,.03) inset;
  position: sticky;
  top: 0;
  z-index: 1000;
  padding: 14px 0;
}
.nav-inner {
  max-width: 1280px; margin: 0 auto; padding: 0 32px;
  height: 70px; display: flex; align-items: center;
}
.nav-logo { display: flex; align-items: center; text-decoration: none; margin-right: 36px; flex-shrink: 0; }
.nav-logo img { height: 38px; width: auto; display: block; }
.nav-logo-text { font-family: "Space Grotesk", sans-serif; font-size: 22px; font-weight: 800; color: #fff; letter-spacing: -.5px; }
.nav-logo-text span { color: var(--gold); }
.nav-links { display: flex; align-items: center; gap: 2px; flex: 1; }
.nav-links > a,
.nav-dropdown-wrap > a {
  color: rgba(255,255,255,.72); text-decoration: none; font-size: 14px;
  font-weight: 500; padding: 8px 13px; border-radius: 8px;
  transition: all .18s; white-space: nowrap;
}
.nav-links > a:hover, .nav-dropdown-wrap > a:hover,
.nav-links > a.active, .nav-dropdown-wrap > a.active { color: var(--gold); background: rgba(245,158,11,.09); }
.nav-right { display: flex; align-items: center; gap: 10px; }

/* Nav CTA Buttons — Neumorphic */
.btn-liverate {
  display: inline-flex; align-items: center; gap: 7px;
  border: 1.5px solid rgba(245,158,11,.4); color: var(--gold);
  background: transparent; font-size: 13px; font-weight: 600;
  padding: 8px 16px; border-radius: var(--radius-sm);
  text-decoration: none; transition: all .2s;
  box-shadow: var(--neu-raised);
}
.btn-liverate:hover {
  background: rgba(245,158,11,.08);
  box-shadow: var(--neu-raised-hover), var(--glow-gold);
}
.btn-liverate:active { box-shadow: var(--neu-pressed); transform: translateY(0); }

.btn-getstarted {
  display: inline-flex; align-items: center; gap: 7px;
  background: linear-gradient(135deg, #2563eb, #1d4ed8); color: #fff;
  font-size: 13px; font-weight: 600; padding: 9px 20px;
  border-radius: var(--radius-sm); text-decoration: none;
  transition: all .2s;
  box-shadow: var(--neu-raised);
}
.btn-getstarted:hover {
  transform: translateY(-2px);
  box-shadow: var(--neu-raised-hover), var(--glow-blue);
}
.btn-getstarted:active { box-shadow: var(--neu-pressed); transform: translateY(0); }

/* Dropdown Wrapper */
.nav-dropdown-wrap { position: relative; display: flex; align-items: center; }
.nav-dropdown-wrap > a { display: inline-flex; align-items: center; gap: 5px; }
.nav-dd-arrow { font-size: 9px; transition: transform .25s; color: rgba(255,255,255,.4); margin-left: 2px; }
.nav-dropdown-wrap:hover .nav-dd-arrow { transform: rotate(180deg); color: var(--gold); }

/* Dropdown Panel */
.nav-dropdown {
  position: absolute; top: calc(100% + 10px); left: 50%; transform: translateX(-50%);
  min-width: 240px; padding: 6px;
  background: linear-gradient(165deg, #1e2228, #181b20);
  border: 1px solid rgba(255,255,255,.08);
  border-radius: 16px;
  box-shadow: 0 20px 50px rgba(0,0,0,.6), 0 0 0 1px rgba(0,0,0,.3), var(--neu-raised);
  opacity: 0; visibility: hidden;
  transform: translateX(-50%) translateY(6px);
  transition: opacity .2s, visibility .2s, transform .2s;
  z-index: 9999;
}
.nav-dropdown-wrap:hover .nav-dropdown {
  opacity: 1; visibility: visible;
  transform: translateX(-50%) translateY(0);
}
.nav-dd-inner { display: flex; flex-direction: column; gap: 2px; }
.nav-dd-item {
  display: flex; align-items: center; gap: 12px;
  padding: 11px 14px; border-radius: 12px;
  text-decoration: none; color: rgba(255,255,255,.75);
  font-size: 13px; font-weight: 500;
  transition: all .18s;
}
.nav-dd-item:hover {
  background: rgba(255,184,0,.06); color: var(--gold);
}
.nav-dd-icon {
  width: 32px; height: 32px; border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  background: rgba(255,184,0,.06); color: var(--gold); font-size: 13px;
  flex-shrink: 0; transition: background .18s, box-shadow .18s;
}
.nav-dd-item:hover .nav-dd-icon {
  background: rgba(255,184,0,.12);
  box-shadow: 0 0 12px rgba(255,184,0,.08);
}
.nav-dd-label { font-weight: 600; }

/* Mobile Nav */
.nav-hamburger { display: none; flex-direction: column; gap: 5px; cursor: pointer; padding: 6px; }
.nav-hamburger span { width: 22px; height: 2px; background: #fff; border-radius: 2px; transition: all .3s; }
.nav-mobile {
  display: none; position: fixed; inset: 0; top: 70px;
  background: rgba(15,18,24,.98); backdrop-filter: blur(12px);
  z-index: 9998; padding: 24px; flex-direction: column; gap: 4px;
  overflow-y: auto;
}
.nav-mobile > a {
  color: rgba(255,255,255,.8); text-decoration: none; font-size: 16px;
  padding: 14px 16px; border-radius: var(--radius-sm); display: block;
  transition: background .2s;
}
.nav-mobile > a:hover { background: rgba(255,255,255,.04); }

/* Mobile Nav — Sell Group */
.nav-mob-group {
  background: rgba(255,184,0,.03);
  border: 1px solid rgba(255,184,0,.08);
  border-radius: 14px; padding: 6px; margin-bottom: 4px;
}
.nav-mob-group-title {
  display: flex; align-items: center; gap: 8px;
  padding: 12px 14px; font-size: 13px; font-weight: 700;
  color: var(--gold); letter-spacing: .04em; text-transform: uppercase;
}
.nav-mob-group-title i { font-size: 12px; }
.nav-mob-sub {
  display: flex; align-items: center; gap: 10px;
  padding: 12px 14px 12px 22px; border-radius: 10px;
  text-decoration: none; color: rgba(255,255,255,.75);
  font-size: 15px; font-weight: 500;
  transition: background .18s, color .18s;
}
.nav-mob-sub:hover { background: rgba(255,184,0,.06); color: var(--gold); }
.nav-mob-sub i { width: 18px; text-align: center; font-size: 13px; color: rgba(255,184,0,.6); }

/* ============================================================
   ANNOUNCEMENT BAR — Neumorphic Inset Trough
   ============================================================ */
.cs-topbar {
  background: linear-gradient(90deg, #0f1218, #1a1d27, #0f1218);
  text-align: center; padding: 10px 16px;
  font-size: 13px; color: var(--muted);
  box-shadow: var(--neu-inset);
  border-bottom: var(--neu-border);
}
.cs-topbar strong { color: var(--gold); }

/* ============================================================
   LIVE RATE TICKER — Neumorphic Inset Channel
   ============================================================ */
.ticker-wrap {
  background: #12141f;
  box-shadow: var(--neu-inset);
  border-bottom: var(--neu-border);
  overflow: hidden;
  padding: 9px 0;
}
.ticker {
  display: flex; gap: 60px;
  animation: tick 35s linear infinite;
  white-space: nowrap; width: max-content;
}
.ticker span { font-size: 12px; color: var(--muted); font-weight: 500; }
.ticker span strong { color: var(--gold); }
.ticker-wrap:hover .ticker { animation-play-state: paused; }
@keyframes tick { 0% { transform: translateX(0); } 100% { transform: translateX(-50%); } }

/* ============================================================
   HERO SECTION — Neumorphic Surfaces
   ============================================================ */
.hero {
  background:
    radial-gradient(ellipse at 25% 50%, rgba(37,99,235,.08) 0%, transparent 60%),
    radial-gradient(ellipse at 80% 20%, rgba(255,184,0,.06) 0%, transparent 50%),
    var(--bg);
  min-height: 82vh;
  display: flex; align-items: center; padding: 80px 24px;
}
.hero-inner {
  max-width: 1280px; margin: 0 auto; width: 100%;
  display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: center;
}
.hero-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(245,158,11,.1); border: 1px solid rgba(245,158,11,.25);
  border-radius: var(--radius-pill); padding: 6px 16px;
  font-size: 11px; font-weight: 700; letter-spacing: 1.5px;
  color: var(--gold); text-transform: uppercase; margin-bottom: 24px;
  box-shadow: var(--neu-raised);
}
.hero h1 {
  font-family: "Space Grotesk", sans-serif;
  font-size: clamp(36px, 5vw, 62px); font-weight: 800;
  line-height: 1.1; letter-spacing: -1px; color: #fff; margin-bottom: 24px;
}
.hero h1 span {
  background: linear-gradient(135deg, #ffb800, #ffd54f);
  -webkit-background-clip: text; -webkit-text-fill-color: transparent;
  background-clip: text;
}
.hero-desc { font-size: 18px; color: var(--muted); line-height: 1.65; margin-bottom: 36px; max-width: 500px; }
.hero-btns { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 48px; }

/* Hero CTA Buttons — Full Neumorphic with Press Effect */
.btn-sell {
  display: inline-flex; align-items: center; gap: 10px;
  background: linear-gradient(135deg, #ffb800, #ffa500); color: #000;
  font-weight: 700; font-size: 15px; padding: 14px 28px;
  border-radius: var(--radius-md); text-decoration: none;
  box-shadow: var(--neu-raised), 0 8px 28px rgba(245,158,11,.25);
  transition: all .22s;
}
.btn-sell:hover {
  transform: translateY(-3px);
  box-shadow: var(--neu-raised-hover), 0 12px 36px rgba(245,158,11,.35);
}
.btn-sell:active {
  transform: translateY(0);
  box-shadow: var(--neu-pressed);
}

.btn-buy {
  display: inline-flex; align-items: center; gap: 10px;
  background: rgba(59,130,246,.12); color: var(--blue);
  border: 1.5px solid rgba(59,130,246,.35); font-weight: 600;
  font-size: 15px; padding: 14px 28px;
  border-radius: var(--radius-md); text-decoration: none;
  box-shadow: var(--neu-raised);
  transition: all .22s;
}
.btn-buy:hover {
  background: rgba(59,130,246,.2); transform: translateY(-3px);
  box-shadow: var(--neu-raised-hover), var(--glow-blue);
}
.btn-buy:active {
  transform: translateY(0);
  box-shadow: var(--neu-pressed);
}

/* Hero Stats — Neumorphic Inset Troughs */
.hero-stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.hero-stats > div {
  padding: 12px 8px;
  background: var(--neu-surface);
  border-radius: var(--radius-sm);
  box-shadow: var(--neu-inset);
  border: var(--neu-border);
  text-align: center;
}
.hero-stat-num {
  font-family: "Space Grotesk", sans-serif; font-size: 26px; font-weight: 800;
  background: linear-gradient(135deg, #ffb800, #ffd54f);
  -webkit-background-clip: text; -webkit-text-fill-color: transparent;
  background-clip: text;
}
.hero-stat-lbl { font-size: 12px; color: var(--muted); margin-top: 4px; }

/* Hero Right Card — Neumorphic (already good) */
.hero-right {
  background: linear-gradient(145deg, #1c2026, #1f232a);
  border-radius: var(--radius-lg); padding: 32px;
  box-shadow: var(--neu-raised);
  border: var(--neu-border);
  animation: heroCardPulse 4s ease-in-out infinite;
}
@keyframes heroCardPulse {
  0%, 100% { box-shadow: var(--neu-raised); }
  50% { box-shadow: var(--neu-raised-hover), 0 0 30px rgba(245,158,11,.06); }
}
.hc-title {
  font-family: "Space Grotesk", sans-serif; font-size: 18px;
  font-weight: 700; color: #fff; margin-bottom: 20px;
}
.rate-row {
  display: flex; justify-content: space-between; align-items: center;
  padding: 12px 14px; margin-bottom: 6px;
  border-radius: var(--radius-sm);
  background: var(--bg);
  box-shadow: var(--neu-inset);
  border: var(--neu-border);
  transition: all .2s;
}
.rate-row:hover {
  box-shadow: var(--neu-inset), var(--glow-gold);
}
.rate-row:last-of-type { margin-bottom: 0; }
.rr-name { font-weight: 600; font-size: 14px; color: var(--text); }
.rr-sub { font-size: 11px; color: var(--muted); margin-top: 2px; }
.rr-val { font-weight: 800; font-size: 16px; color: var(--gold); }
.hc-cta {
  display: block; text-align: center;
  background: linear-gradient(135deg, #ffb800, #ffa500);
  color: #000; font-weight: 700; font-size: 14px;
  padding: 12px; border-radius: var(--radius-sm);
  text-decoration: none; margin-top: 20px;
  box-shadow: var(--neu-raised);
  transition: all .2s;
}
.hc-cta:hover { transform: translateY(-2px); box-shadow: var(--neu-raised-hover), var(--glow-gold); }
.hc-cta:active { transform: translateY(0); box-shadow: var(--neu-pressed); }

/* ============================================================
   STATS STRIP — Neumorphic Cards (already ✅, refined)
   ============================================================ */
.stats-strip {
  background: var(--bg2);
  border-top: var(--neu-border);
  border-bottom: var(--neu-border);
}
.stats-inner {
  max-width: 1280px; margin: 0 auto; padding: 40px 24px;
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px;
  text-align: center;
}
.stat-item {
  padding: 24px;
  background: var(--neu-surface);
  border-radius: var(--radius-md);
  box-shadow: var(--neu-raised);
  border: var(--neu-border);
  border-top: 2.5px solid rgba(255,184,0,.35);
  transition: transform .22s, box-shadow .22s, border-color .22s;
}
.stat-item:hover {
  transform: translateY(-4px);
  box-shadow: var(--neu-raised-hover);
  border-top-color: var(--gold);
}
.stat-num {
  font-family: "Space Grotesk", sans-serif; font-size: 36px; font-weight: 800;
  background: linear-gradient(135deg, #ffb800, #ffd54f);
  -webkit-background-clip: text; -webkit-text-fill-color: transparent;
  background-clip: text;
}
.stat-lbl { font-size: 13px; color: var(--muted); margin-top: 6px; letter-spacing: .3px; }

/* ============================================================
   SECTIONS BASE — Neumorphic Section Separators
   ============================================================ */
.cs-section {
  padding: 64px 24px 72px;
  position: relative;
}
/* Subtle neumorphic divider between sections */
.cs-section + .cs-section::before {
  content: '';
  position: absolute; top: 0; left: 50%;
  transform: translateX(-50%);
  width: min(85%, 1100px); height: 1px;
  background: linear-gradient(90deg, transparent 5%, rgba(255,184,0,.08) 20%, rgba(255,255,255,.06) 50%, rgba(255,184,0,.08) 80%, transparent 95%);
}
.cs-inner { max-width: 1280px; margin: 0 auto; }
.sec-label {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(245,158,11,.1); border: 1px solid rgba(245,158,11,.25);
  border-radius: var(--radius-pill); padding: 5px 14px;
  font-size: 11px; font-weight: 700; letter-spacing: 1.5px;
  color: var(--gold); text-transform: uppercase; margin-bottom: 16px;
  box-shadow: var(--neu-raised);
}
.sec-title {
  font-family: "Space Grotesk", sans-serif;
  font-size: clamp(26px, 4vw, 40px); font-weight: 800;
  background: linear-gradient(135deg, #fff 60%, #ffb800);
  -webkit-background-clip: text; -webkit-text-fill-color: transparent;
  background-clip: text; margin-bottom: 14px;
}
.sec-sub {
  font-size: 17px; color: var(--muted); margin-bottom: 48px;
  max-width: 560px; line-height: 1.65;
}

/* ============================================================
   COMPARISON TABLE — Premium Neumorphic Card Rows
   ============================================================ */
.comp-wrap {
  background: var(--neu-surface);
  border-radius: var(--radius-lg);
  padding: 28px;
  box-shadow: var(--neu-raised);
  border: var(--neu-border);
  overflow: hidden;
}
.comp-header {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  padding: 4px 20px 14px 23px;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 1px;
  text-transform: uppercase;
  color: var(--muted);
  border-bottom: 1px solid rgba(255,255,255,.06);
  margin-bottom: 8px;
  gap: 0;
}
.comp-table {
  width: 100%; border-collapse: separate; border-spacing: 0 8px;
  background: transparent;
}
.comp-table thead { display: none; }
.comp-table tbody tr {
  background: var(--bg);
  border-radius: var(--radius-md);
  box-shadow: var(--neu-inset);
  border: var(--neu-border);
  border-left: 3px solid var(--gold);
  transition: transform .22s, box-shadow .22s, border-color .22s;
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  align-items: center;
  padding: 0;
}
.comp-table tbody tr:hover {
  transform: translateY(-2px);
  box-shadow: var(--neu-raised);
  border-left-color: var(--gold-soft);
}
.comp-table td {
  padding: 16px 20px; font-size: 14px;
  border: none;
}
.comp-table td:first-child {
  font-weight: 700; color: #fff;
  border-radius: var(--radius-md) 0 0 var(--radius-md);
}
.comp-table td:last-child {
  border-radius: 0 var(--radius-md) var(--radius-md) 0;
}
.bank-val { color: #ef4444; font-weight: 600; }
.cash-val { color: var(--gold); font-weight: 800; font-size: 15px; }
.comp-note { font-size: 12px; color: var(--muted); margin-top: 16px; text-align: center; font-style: italic; }

/* ============================================================
   CATEGORIES — Neumorphic Cards with Inset Icon Containers
   ============================================================ */
.cats-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.cat-card {
  background: var(--neu-surface);
  border-radius: var(--radius-lg); padding: 32px;
  box-shadow: var(--neu-raised);
  border: var(--neu-border);
  transition: transform .22s, box-shadow .22s;
}
.cat-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--neu-raised-hover);
}
.cat-icon {
  width: 56px; height: 56px; border-radius: var(--radius-md);
  display: flex; align-items: center; justify-content: center;
  font-size: 22px; margin-bottom: 20px;
  box-shadow: var(--neu-inset);
  border: var(--neu-border);
  transition: box-shadow .3s;
}
.cat-icon.blue { background: rgba(59,130,246,.1); color: var(--blue); }
.cat-icon.gold { background: rgba(245,158,11,.1); color: var(--gold); }
.cat-icon.green { background: rgba(16,185,129,.1); color: var(--green); }
.cat-card:hover .cat-icon.blue { box-shadow: var(--neu-inset), var(--glow-blue); }
.cat-card:hover .cat-icon.gold { box-shadow: var(--neu-inset), var(--glow-gold); }
.cat-card:hover .cat-icon.green { box-shadow: var(--neu-inset), var(--glow-green); }
.cat-card h3 {
  font-family: "Space Grotesk", sans-serif;
  font-size: 20px; font-weight: 700; color: #fff; margin-bottom: 10px;
}
.cat-card p { font-size: 14px; color: var(--muted); line-height: 1.6; margin-bottom: 16px; }
.cat-link {
  display: inline-flex; align-items: center; gap: 6px;
  color: var(--gold); font-weight: 600; font-size: 14px;
  text-decoration: none; transition: gap .2s, color .2s;
}
.cat-link:hover { gap: 10px; color: var(--gold-soft); }

/* Programs "View All" button — Neumorphic */
.btn-view-programs {
  display: inline-flex; align-items: center; gap: 8px;
  color: var(--gold); font-weight: 600; font-size: 15px;
  text-decoration: none;
  border: 1.5px solid rgba(245,158,11,.3);
  padding: 12px 28px;
  border-radius: var(--radius-sm);
  background: transparent;
  box-shadow: var(--neu-raised);
  transition: all .22s;
}
.btn-view-programs:hover {
  background: rgba(245,158,11,.08);
  transform: translateY(-2px);
  box-shadow: var(--neu-raised-hover), var(--glow-gold);
}

/* ============================================================
   HOW IT WORKS — Neumorphic Step Cards with Connecting Line
   ============================================================ */
.hiw-grid {
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px;
  position: relative;
}
/* Connecting line between steps */
.hiw-grid::before {
  content: '';
  position: absolute;
  top: 52px;
  left: calc(12.5% + 22px);
  right: calc(12.5% + 22px);
  height: 2px;
  background: linear-gradient(90deg,
    rgba(255,184,0,.3),
    rgba(255,184,0,.15) 30%,
    rgba(255,184,0,.15) 70%,
    rgba(255,184,0,.3)
  );
  z-index: 0;
  border-radius: 2px;
}
.hiw-card {
  background: var(--neu-surface);
  border-radius: var(--radius-lg); padding: 32px;
  box-shadow: var(--neu-raised);
  border: var(--neu-border);
  transition: transform .22s, box-shadow .22s;
  position: relative;
  z-index: 1;
}
.hiw-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--neu-raised-hover);
}
.hiw-num {
  width: 44px; height: 44px; border-radius: var(--radius-sm);
  background: linear-gradient(135deg, #ffb800, #ffa500);
  color: #000; font-weight: 800; font-size: 18px;
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 20px;
  box-shadow: var(--neu-raised), var(--glow-gold);
}
.hiw-card h3 { font-size: 16px; font-weight: 700; color: #fff; margin-bottom: 10px; }
.hiw-card p { font-size: 13px; color: var(--muted); line-height: 1.6; }

/* ============================================================
   TRUST — Neumorphic Cards with Inset Icon Circles
   ============================================================ */
.trust-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.trust-card {
  background: var(--neu-surface);
  border-radius: var(--radius-md); padding: 28px;
  text-align: center;
  box-shadow: var(--neu-raised);
  border: var(--neu-border);
  transition: transform .22s, box-shadow .22s;
}
.trust-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--neu-raised-hover);
}
.trust-icon {
  width: 60px; height: 60px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 18px; font-size: 24px; color: var(--gold);
  /* Neumorphic inset circle */
  background: var(--bg);
  box-shadow: var(--neu-inset);
  border: var(--neu-border);
  transition: box-shadow .3s, transform .3s;
}
.trust-card:hover .trust-icon {
  box-shadow: var(--neu-inset), var(--glow-gold);
  transform: scale(1.08);
}
.trust-card h3 { font-size: 16px; font-weight: 700; color: #fff; margin-bottom: 8px; }
.trust-card p { font-size: 13px; color: var(--muted); line-height: 1.6; }

/* ============================================================
   TESTIMONIALS — Neumorphic Cards
   ============================================================ */
/* --- Testimonial Carousel --- */
.test-carousel {
  position: relative;
  overflow: hidden;
}
.test-track {
  display: flex;
  gap: 24px;
  overflow-x: auto;
  scroll-snap-type: x mandatory;
  scroll-behavior: smooth;
  -webkit-overflow-scrolling: touch;
  padding: 12px 4px 20px;
  scrollbar-width: none;
}
.test-track::-webkit-scrollbar { display: none; }
.test-card {
  min-width: 340px;
  max-width: 380px;
  flex-shrink: 0;
  scroll-snap-align: start;
  background: var(--neu-surface);
  border: var(--neu-border);
  border-radius: var(--radius-lg);
  padding: 28px 24px;
  box-shadow: var(--neu-raised);
  transition: box-shadow .25s, transform .25s;
}
.test-card:hover {
  box-shadow: var(--neu-raised-hover);
  transform: translateY(-3px);
}
.test-stars {
  color: var(--gold); font-size: 14px;
  margin-bottom: 12px; letter-spacing: 2px;
  /* Stars in a neumorphic inset bar */
  display: inline-block;
  padding: 4px 12px;
  background: var(--bg);
  border-radius: var(--radius-sm);
  box-shadow: var(--neu-inset);
}
.test-text { font-size: 14px; color: var(--muted); line-height: 1.65; margin-bottom: 16px; font-style: italic; }
.test-author { font-weight: 700; color: #fff; font-size: 14px; }
.test-sub { font-size: 12px; color: var(--muted); margin-top: 2px; }
.test-dots {
  display: flex; justify-content: center; gap: 8px;
  padding: 16px 0 4px;
}
.test-dots .dot {
  width: 10px; height: 10px; border-radius: 50%;
  background: rgba(255,255,255,.12);
  box-shadow: var(--neu-inset);
  border: 1px solid rgba(255,255,255,.05);
  cursor: pointer;
  transition: all .25s;
}
.test-dots .dot.active {
  background: var(--gold);
  box-shadow: var(--glow-gold);
  border-color: rgba(255,184,0,.5);
  transform: scale(1.2);
}

/* ============================================================
   PROGRAMS — Neumorphic Raised Pills
   ============================================================ */
.prog-grid { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 32px; }
.prog-pill {
  background: var(--neu-surface);
  border: var(--neu-border);
  border-radius: var(--radius-pill);
  padding: 8px 18px; font-size: 13px;
  color: var(--muted); font-weight: 500;
  box-shadow: var(--neu-raised);
  transition: all .22s; cursor: default;
}
.prog-pill:hover {
  background: rgba(245,158,11,.08);
  border-color: rgba(245,158,11,.3);
  color: var(--gold);
  transform: translateY(-3px);
  box-shadow: var(--neu-raised-hover), var(--glow-gold);
}

/* ============================================================
   MID CTA — Neumorphic Floating Panel
   ============================================================ */
.midcta {
  padding: 80px 24px;
  display: flex; justify-content: center;
  position: relative;
  background: var(--bg);
}
.midcta-panel {
  max-width: 740px; width: 100%;
  text-align: center;
  background: linear-gradient(145deg, #1f242b, #1c2027);
  border-radius: var(--radius-lg);
  padding: 56px 48px;
  box-shadow: var(--neu-raised), 0 0 60px rgba(255,184,0,.03);
  border: 1px solid rgba(255,184,0,.12);
  position: relative;
  overflow: hidden;
}
.midcta-panel::before {
  content: '';
  position: absolute; inset: 0;
  background:
    radial-gradient(ellipse at 30% 50%, rgba(37,99,235,.08) 0%, transparent 60%),
    radial-gradient(ellipse at 70% 50%, rgba(245,158,11,.06) 0%, transparent 60%);
  pointer-events: none;
}
.midcta-urgency {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 6px 18px; border-radius: var(--radius-pill);
  background: rgba(239,68,68,.08); border: 1px solid rgba(239,68,68,.25);
  color: #f87171; font-size: 13px; font-weight: 600;
  margin-bottom: 20px; position: relative;
  animation: urgencyPulse 2s ease-in-out infinite;
}
.midcta-urgency i { color: #ef4444; }
@keyframes urgencyPulse {
  0%, 100% { box-shadow: 0 0 0 0 rgba(239,68,68,.15); }
  50% { box-shadow: 0 0 0 8px rgba(239,68,68,0); }
}
.midcta h2 {
  font-family: "Space Grotesk", sans-serif;
  font-size: clamp(26px, 4vw, 36px); font-weight: 800;
  color: #fff; margin-bottom: 16px; position: relative;
}
.midcta p {
  font-size: 17px; color: var(--muted);
  margin-bottom: 36px; line-height: 1.65;
  position: relative;
}
.cta-btns {
  display: flex; gap: 16px; justify-content: center;
  flex-wrap: wrap; position: relative;
}

/* ============================================================
   FAQ — Neumorphic Accordion Cards
   ============================================================ */
.faq-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-top: 48px; }
.faq-item {
  background: var(--neu-surface);
  border-radius: var(--radius-md); padding: 24px;
  box-shadow: var(--neu-raised);
  border: var(--neu-border);
  transition: transform .18s, box-shadow .18s;
  cursor: pointer;
}
.faq-item:hover {
  transform: translateY(-3px);
  box-shadow: var(--neu-raised-hover);
}
.faq-q {
  font-weight: 700; color: #fff; font-size: 15px;
  margin-bottom: 10px;
  display: flex; align-items: center; justify-content: space-between;
}
.faq-q::after {
  content: '\f078';
  font-family: 'Font Awesome 6 Free';
  font-weight: 900;
  font-size: 11px;
  color: var(--muted);
  transition: transform .3s;
  flex-shrink: 0;
  margin-left: 12px;
}
.faq-item.open .faq-q::after {
  transform: rotate(180deg);
  color: var(--gold);
}
.faq-a {
  font-size: 14px; color: var(--muted); line-height: 1.7;
  max-height: 200px; overflow: hidden;
  transition: max-height .3s ease, opacity .3s;
}
.faq-item.collapsed .faq-a {
  max-height: 0; opacity: 0; margin-top: 0;
}
.faq-item.open .faq-a {
  max-height: 200px; opacity: 1;
}

/* ============================================================
   BACK TO TOP — Neumorphic Circle
   ============================================================ */
#cs-back-top {
  position: fixed; bottom: 28px; left: 24px;
  width: 44px; height: 44px; border-radius: 50%;
  background: var(--neu-surface);
  box-shadow: var(--neu-raised);
  border: var(--neu-border);
  display: flex; align-items: center; justify-content: center;
  color: var(--muted); font-size: 16px;
  cursor: pointer; z-index: 10000; text-decoration: none;
  opacity: 0; transform: translateY(16px);
  transition: opacity .3s, transform .3s, color .2s, box-shadow .2s;
  pointer-events: none;
  will-change: transform, opacity;
}
#cs-back-top.visible { opacity: 1; transform: translateY(0); pointer-events: auto; }
#cs-back-top:hover {
  color: var(--gold);
  box-shadow: var(--neu-raised-hover), var(--glow-gold);
  transform: translateY(-3px);
}
#cs-back-top:active { box-shadow: var(--neu-pressed); transform: translateY(0); }

/* ============================================================
   COOKIE CONSENT — Neumorphic Panel
   ============================================================ */
.cookie-consent {
  background: var(--neu-surface) !important;
  box-shadow: var(--neu-raised) !important;
  border: var(--neu-border) !important;
  border-radius: var(--radius-md) var(--radius-md) 0 0 !important;
  backdrop-filter: blur(16px);
}

/* ============================================================
   DOT PATTERN BACKGROUND
   ============================================================ */
.pattern-bg {
  position: fixed; inset: 0; pointer-events: none;
  background-image: radial-gradient(rgba(255,255,255,0.05) 1px, transparent 0);
  background-size: 26px 26px; opacity: 0.6; z-index: -1;
}

/* ============================================================
   SCROLL REVEAL — Fade-in on Scroll
   ============================================================ */
.reveal {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity .6s cubic-bezier(.16,1,.3,1), transform .6s cubic-bezier(.16,1,.3,1);
  will-change: opacity, transform;
}
.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}

/* ============================================================
   MOBILE RESPONSIVENESS
   ============================================================ */
@media (max-width: 960px) {
  .hero-inner { grid-template-columns: 1fr; }
  .hero-right { display: none; }
  .stats-inner { grid-template-columns: 1fr 1fr; }
  .hiw-grid { grid-template-columns: 1fr 1fr; }
  .hiw-grid::before { display: none; }
  .trust-grid { grid-template-columns: 1fr 1fr; }
  .test-track { padding-left: 0; }
  .cats-grid { grid-template-columns: 1fr 1fr; }
  .faq-grid { grid-template-columns: 1fr; }
  .nav-links { display: none; }
  .nav-hamburger { display: flex; }
}
@media (max-width: 640px) {
  .hero { padding: 48px 20px; min-height: 70vh; }
  .hero-stats { grid-template-columns: 1fr 1fr; }
  .hero-btns { flex-direction: column; }
  .btn-sell, .btn-buy { justify-content: center; }
  .stats-inner { grid-template-columns: 1fr 1fr; padding: 28px 20px; }
  .cs-section { padding: 48px 20px 56px; }
  .trust-grid { grid-template-columns: 1fr; gap: 12px; }
  .trust-card { padding: 20px 16px; }
  .trust-card h3 { font-size: 14px; }
  .trust-card p { font-size: 12px; }
  .trust-icon { width: 48px; height: 48px; font-size: 20px; }
  .hiw-grid { grid-template-columns: 1fr; gap: 14px; }
  .hiw-card { padding: 24px 18px; }
  .hiw-card h3 { font-size: 14px; }
  .hiw-card p { font-size: 12px; }
  .midcta { padding: 48px 20px; }
  .midcta-panel { padding: 36px 22px; }
  .cta-btns { flex-direction: column; align-items: center; }
  .cta-btns a { width: 100%; justify-content: center; }
  .cat-card { padding: 24px 20px; }
  .cats-grid { grid-template-columns: 1fr; gap: 16px; }
  .prog-grid { gap: 8px; }
  .prog-pill { padding: 7px 14px; font-size: 12px; }
  .test-card { min-width: 280px; max-width: 320px; padding: 22px 18px; }
  .faq-item { padding: 20px 18px; }
  .faq-q { font-size: 14px; }
  .faq-a { font-size: 13px; }
  .sec-title { margin-bottom: 10px; }
  .sec-sub { font-size: 15px; margin-bottom: 32px; }
  .sec-label { font-size: 10px; padding: 4px 12px; }
  #cs-back-top { bottom: 90px; left: 16px; width: 40px; height: 40px; font-size: 14px; }
  /* Comparison table — stacked cards on mobile */
  .comp-header { display: none; }
  .comp-wrap { padding: 14px; }
  .comp-table { border-spacing: 0 10px; }
  .comp-table tbody tr {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 2px;
    padding: 14px 16px;
    border-left: 3px solid var(--gold);
    border-radius: var(--radius-md);
  }
  .comp-table td { padding: 5px 2px; font-size: 13px; }
  .comp-table td:first-child {
    grid-column: 1 / -1;
    padding-bottom: 8px;
    margin-bottom: 4px;
    border-bottom: 1px solid rgba(255,255,255,.06);
    border-radius: 0;
    font-size: 15px;
    font-weight: 800;
  }
  .comp-table td:last-child { border-radius: 0; }
  /* Mobile data labels via pseudo-elements */
  .comp-table td.bank-val,
  .comp-table td.cash-val,
  .comp-table td.gain-val { display: block; padding-top: 8px; }
  .comp-table td.bank-val::before { content: 'BANK'; font-size: 10px; color: rgba(255,255,255,.45); font-weight: 700; letter-spacing: 1.2px; display: block; margin-bottom: 2px; }
  .comp-table td.cash-val::before { content: 'CASHARD'; font-size: 10px; color: rgba(255,184,0,.55); font-weight: 700; letter-spacing: 1.2px; display: block; margin-bottom: 2px; }
  .comp-table td.gain-val::before { content: 'YOU GAIN'; font-size: 10px; color: rgba(16,185,129,.55); font-weight: 700; letter-spacing: 1.2px; display: block; margin-bottom: 2px; }
  /* Footer mobile */
  .cashard-footer-main { padding: 40px 20px !important; }
  .cashard-footer-grid { gap: 32px !important; }
}
@media (max-width: 400px) {
  .hero h1 { font-size: 28px; }
  .hero-desc { font-size: 15px; }
  .btn-sell, .btn-buy { font-size: 14px; padding: 13px 20px; }
  .stat-num { font-size: 28px; }
  .hero-stat-num { font-size: 22px; }
}

/* ============================================================
   SKIP LINK (Accessibility)
   ============================================================ */
.skip-link {
  position: absolute; top: -100px; left: 16px;
  background: var(--gold); color: #000;
  padding: 8px 16px; border-radius: var(--radius-sm);
  font-weight: 700; font-size: 14px;
  z-index: 99999; text-decoration: none;
  transition: top .2s;
}
.skip-link:focus { top: 8px; }