Payout Process — How & When You Get Paid

HDFC Infinia — ₹0.65/ptAxis Magnus — ₹0.55/ptAmex Platinum — ₹0.70/ptHDFC Diners Black — ₹0.62/ptAmex MRCC — ₹0.68/ptAmazon Gift Card — 88% valueFlipkart Gift Card — 85% valueMakeMyTrip Voucher — 88% valueEmirates Skywards — Award booking availableAir India — Award booking availableBritish Airways Avios — Award booking availableSBI Elite — ₹0.35/ptHDFC Infinia — ₹0.65/ptAxis Magnus — ₹0.55/ptAmex Platinum — ₹0.70/pt

From Submission to Payout

Submit Order

You submit via form or WhatsApp

KYC + Verification

We verify your identity and points

Points Transfer

You transfer points per instructions

Payout Sent

Cash to your UPI/bank within 24hrs

Payment Methods

UPI

Instant. GPay, PhonePe, PayTM, BHIM

Fastest option

NEFT / RTGS

Bank-to-bank transfer. All Indian banks.

2-4 hours

IMPS

Immediate payment service. 24/7 available.

Near-instant

Timeline by Program Type

Program Type	Verification	Payout
Credit Card Points	1-4 hours	Within 24 hours
Gift Cards / Vouchers	30 min - 2 hours	Within 12 hours
Award Booking (Concierge)	48 hours	Fee-based, upon booking

Escrow Protection

All value recovery payouts are protected by our escrow system. This means funds are held securely during the transaction and only released after both parties confirm completion. If a transaction cannot be completed, funds are returned immediately. You are never at risk of losing your money.

Important Notes

Payout is made only to KYC-verified accounts
Name on your payment method must match your KYC document
Final payout amount is confirmed after points verification — indicative rates are estimates
Delays may occur if bank/UPI service is temporarily unavailable
Cashard never asks for upfront payment or deposit from sellers

KYC Process Trust & Security