The HSBC Premier card earns reward points on every spend. While the bank offers air miles transfer and catalogue redemption, Cashard's value recovery process can extract significantly more real cash value per point.
HSBC Premier reward points hold above-average value compared to most bank programs. Through Cashard's value recovery, you can expect ₹0.35–₹0.40 per point — substantially better than the standard catalogue or statement credit options offered by the bank.
* Values are indicative. Actual returns depend on specific redemption chosen and market conditions.
HSBC Premier reward points expire 2 years from the date of accrual. Points earned on specific promotions may have shorter expiry periods — check your monthly statement for details.
Recover ₹0.35–₹0.40 per point through our escrow-protected payout process. Best for quick, guaranteed cash.
Check Your Exact Points Value →Transfer to Singapore Airlines at 2:1 ratio. Excellent value for premium cabin redemptions on SQ routes.
Explore Award Booking →Transfer to Avios at 4:1 ratio. Great for short-haul flights where Avios offer low redemption rates.
See Avios Options →Through Cashard, HSBC Premier reward points are valued at ₹0.35–₹0.40 per point — the highest cash-equivalent rate available. This significantly outperforms the bank's own catalogue (₹0.20/pt) and statement credit (₹0.25/pt).
Yes. HSBC offers transfer partnerships with Singapore Airlines KrisFlyer (2:1), InterMiles (4:1), and British Airways Avios (4:1). These can be valuable for premium cabin bookings but require more points for meaningful value.
Cashard processes payouts within 24 hours of verification via UPI or NEFT. First-time sellers need a one-time KYC verification.
Yes. HSBC reward points expire 2 years from accrual date. Promotional points may have shorter expiry windows — always check your statement.